Tools

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Index

Validate bank account
Validate ID number
Account number tips
List of Public recipients

Validate bank account

Bank account number validation is a technical check used to determine whether an account number is structured correctly for a specific bank. This process verifies elements such as the branch code, account number length, and format rules used by the bank. The validation does not confirm whether the account is open or closed, or whether the account belongs to a specific individual or business.

To improve accuracy when validating account numbers, please refer to Account Number Tips in the Tools menu.

This section provides detailed guidance on:

Bank-specific branch code rules and account number formatting tips. Alternatively, Netcash provides a bank account verification service.

Navigate to Services > Account > Tools > Validate bank account

Complete the required fields and click Submit (The results of the validation are then displayed)

Validate ID number

ID number validation is the process of checking whether an identification number is correctly structured and mathematically valid according to the official rules of the issuing authority (such as a government). It verifies the format and logic of the ID number, not the person’s identity itself.

Navigate to Service > Account > Tools > Validate ID Number

Insert the ID number you want to validate and click on Submit. The results of the validation are then displayed)

Account number tips

Navigate to Services > Account > Tools > Account number tips.

For these tips, the least significant, most right digit in an account number is counted as the first digit in the account number.

ABN AMRO BANK	For Cheque, accounts are reduced to 11 digits by dropping the 12th digit (leftmost).
ABSA	Also includes Allied, Trust, United, Volkskas
	You can always use branch code 632005
	Account numbers must be 8,9,10,11 digits in length
	Other branch codes can also be used but 632005 is preferable
ALBARAKA BANK	All account numbers are 11 digits long, the 3 most significant digits (3 leftmost digits) will always be 786
NEDBANK LTD INCORPORATING BOE BANK	All account numbers are 10 digits long
CAPITEC BANK	All account numbers are 10 digits long
CITIBANK	All account numbers are 10 digits long
NEDBANK INCORP. FBC	Account numbers can only be of type 2 or 3 and are 11 digits
FIRST RAND BANK	Account numbers are 11 digits
	You can always use branch code 250655 for South African FNB accounts
	All branch codes start with 2
	Bond accounts and personal loan accounts are 13 digits and can be made 11 digits by dropping the second and third numbers in the account number.
HABIB OVERSEAS BANK	Old cheque account numbers fall in the following range 1111100000 – 1188580000
	New cheque and all savings account numbers fall in the following range 10000000000 – 19999999999
HBZ BANK	All account numbers should be 11 digits long
INVESTEC BANK	All account numbers should be 11 digits long
ITHALA (ABSA)	All account numbers should be 8 digits long
MEEG BANK	Account numbers must be 8,9,10,11 digits in length
CAPITECH BUSINESS	All account numbers should be 10 digits long
	Cheque account numbers have the 10th Digit = 1 through 9 and the 9th Digit = 0 through 9
	Bond account numbers have the 10th Digit = 2 and the 9th Digit = 5 or 6 and have account type of 1
	Savings account numbers have the 10th Digit = 1 and the 9th Digit = 5 and have branch codes 450236 & 450237
NEDBANK CORPORATE SAVER	All account numbers should be 10 digits long
NEDBANK LTD	Account numbers are always 10 digits
	You can always use branch code 198765 for South African Nedbank accounts
	If the account number starts with 1 then it is a current (1) account
	If the account number starts with 2 then it is a savings (2) account
	Nedbank, Nedperm branch codes start with 1
	The 2nd,3rd and 4th digits of the account number are always the same as the branch code if you are not using the central branch code.
GRINDROD BANK	Account numbers are always 11 digits
BIDVEST BANK	Account numbers are always 11 digits
S.A. BANK OF ATHENS	Old cheque account numbers range 2000000 – 2120000 and 7-digits
	New cheque accounts are always 11 digits
	Old savings account numbers range 2400000 – 2599999 and 7 digits
	New savings accounts are always 11 digits
POSTBANK A DIV OF S.A. POST OFFICE	Account numbers are always 11 digits
	You can always use branch code 460005 for Postbank accounts
STANDARD BANK	Branch codes always start with Zero
	The old account number range is 000000000 – 999999999 and account numbers are 9 digits
	The new account number range is 10000000000 – 19999999999 and account numbers are 11 digits
	You can always use branch code 051001
MTN BANKING	Account numbers are always 11 digits
	The 11th Digit must always be a zero.
UNIBANK	Always use the branch code 790005
	Always select transmission (3) account
	Transmission account = 16 digits reduced to 11 by dropping the 5 most significant digits; i.e. only the last 11 digits must be utilised reading from right to left
STANDARD CHARTERED BANK	Account numbers are always 11 digits
STATE BANK OF INDIA	Account numbers are always 11 digits
TEBA BANK	Account numbers are always 11 digits

List of Public recipients

Navigate to Services > Account > Tools > List of Public Recipients.

Easily make payments to public recipients without requiring bank account information, for example, SARS, municipalities and utilities.

Find specific Public recipient details that can be used for capture in external software systems. Note for capturing public recipients in external systems, such as our Integrated Partners software (payroll, accounting and billing).

Use the relevant unique Recipient number as the Bank account number.
Add 000000 in the branch code field.
Use account type 9 where possible.

Note: Public recipients listed in Netcash can only be paid through the Netcash system. Payments made via other banking platforms will not be processed successfully.